Supplementary private medical insurance to supplement the governmental health insurance

Germany has a statutory health insurance system (GKV). A full private health insurance (PKV) is only available for patients who are not obliged to join the national health insurance. But everybody has the opportunity to contract supplementary private sickness assurance besides the governmental health insurance. On the market there are numerous insurance vendors selling these additional private medical insurances. Here you can find a gratis comparison of insurers and get your personal complementary private health insurance quote: Private Zusatzversicherungen Preisvergleich

A additional private medical assurance has a lot of benefits:

Every German, who is obliged to join the statutory medical insurance (GKV), can contract additional private medical insurance. This applies especially to workers and employees whose incomes are below the GKV insurance limit. The assurance limit is a salary of 48,150 Euros per year in 2008. Several companies offer the option of making modulation to the tariff of the active agreement. That is very helpful when your personal needs change over time. You should always ask for several offers before contracting your additional private medical assurance supplier. That can be done on sites like the following: Private Zusatzkrankenversicherung. Patients with a additional private sickness assurance can be treated like private patients. This means that the assurance providers pay items like glasses and adherent lenses. Additionally, a patient with a complementary private medical insurance might get a single room in hospital as well as daily compensation payments for the period of sickness.

The supplementary private health insurance offers additional performance to members of the governmental medical insurance in Germany. Private sickness assurers pay items, which are not paid by the national medical assurance. The details are dependent on your personal agreement. The monthly expenses of the private health assurance are only dependent on the individual agreement and are not calculated in accordance to your salary. Everybody, who is unhappy with the low performance of the national medical assurance, should think about buying complementary private health assurance. So the patient can obtain the good feeling to have better treatment and performance in case of sickness. Private patients see the physicians bills and know how much is charged. So you can see how much the different items are. As a private insured, you can control the medical checks.