Insurance is a big business, and resembling every other commercial industry it wants to make revenue. Economic losses as a result of an unnecessary quantity of insurance claims are typically passed on to the insurer in the package of higher insurance premiums. If the insurance provider had an enormously profitable year, they might reduce quotes [...]

Oh how we love our tax credits! How do we love them? Let me count the ways!
 
Adoption Tax Credit
Child and Dependent Care Tax Credit
Child Tax Credit
Credit for the Elderly and Disabled
Earned Income Tax Credit
Foreign Tax Credit
Hope Tax Credit
Lifetime Learning Tax Credit
Mortgage Interest tax Credit
 
I could go [...]